Learn How to Apply for the Wells Fargo Autograph Credit Card

Essential Information Before Applying for the Wells Fargo Autograph Credit Card

The Wells Fargo Autograph is a highly praised credit card designed for various shopping categories, granting up to 3x points, a $200 bonus, and no annual fee.

Wells Fargo stands as a leading financial institution in the U.S., offering investment services, wealth management, and solutions catering to small businesses and commercial banking.

The Autograph card features a $0 annual fee and an introductory 0% APR, along with no foreign transaction fees.

Points are awarded for each eligible purchase, with 1x points on all transactions. You can earn 3x points in these categories:

Restaurants: local, take-out, delivery, bars, vendors, and fast food
Travel: hotels, rentals, cruises, airfare, campsites, and travel sites
Transit: taxis, ferries, tolls, parking, railroads, and garages
Gas: fuel stations and charging points
Phone plans: landline and cell
Streaming services: cable TV, premium channels, and options like Netflix and Prime

New users can earn a bonus of 20,000 points after spending $1,000 in the first 3 months, which is worth $200. These rewards can be redeemed for travel, gift cards, and purchases, including via PayPal.

For further details about the card and its perks, continue reading this article.

Eligibility to Apply

See all you can do with your Autograph. Photo by Freepik.

Wells Fargo has friendly requirements and qualifications for card applications, aligning with common standards in the U.S. market.

Firstly, applicants must be at least 18 years old (or 19 or 21 in certain areas) and either a U.S. citizen or a foreigner with a valid passport and visa.

To qualify for the Autograph and other credit cards, you need to demonstrate a reliable and consistent income, which is necessary for determining the credit limit and interest rates.

Moreover, a good to excellent credit score is essential for this credit card type. Additionally, Wells Fargo does not impose other restrictions on specific cardholders.

Steps to Apply for the Wells Fargo Autograph Credit Card

To initiate your application for the Wells Fargo credit card, simply click on the Apply Now button to access the application form.

The application form will ask for the following details:

Personal details: name, date of birth, SSN, or ITIN
Contact details: full address, nationality, phone number, and email
Security details: mother’s maiden name
Financial details: housing status, employment status, and annual income

Additionally, you must review the questions regarding your information and rights. Wells Fargo customers can log in to streamline their application process, especially if they’re applying for the Autograph after having another Wells Fargo card.

Wells Fargo also features a quick decision-making process, particularly for those transitioning between cards via their Wells Fargo account.

The bank provides customer service through phone channels for any inquiries.

More Details

The Wells Fargo card includes crucial security and coverage features:

Up to $600 in cell phone theft/damage protection
Emergency travel assistance: 1-800-992-6029
24/7 roadside service
Exclusive purchase opportunities
Zero-liability coverage
Exclusive tips via credit access
Concierge and events services from Visa Signature

Cardholders can access emergency cash and get exclusive invitations to live events. The Autograph card includes a calendar to keep track of bank-related news and events.

Overall, Wells Fargo offers effective management solutions for daily life, while also providing secure methods to enhance credit scores.