If you find yourself needing a sturdy credit card for daily expenses, explore our extensive selection of top options starting at $5,000. Check out the highest-rated cards available today.

1. Capital One Venture Rewards

The Capital One Venture Rewards card offers a comprehensive package with a starting credit limit of $5,000, catering to those with substantial daily spending needs in the U.S. market.

With this new offer, you can earn unlimited 2x miles on every dollar spent, no matter the category. Plus, you’ll rack up 5x miles when booking hotels and car rentals through Capital One Travel.

This card charges a $95 annual fee, has no foreign transaction fees, and features a variable APR that ranges from 19.99% to 29.99%.

The flexible redemption options allow you to use your miles for various rewards, including cash and travel tickets.

In addition, you’ll receive up to $100 credit for expedited access through Global Entry or TSA PreCheck at airports.

The card provides numerous perks, including premium accommodations, travel bookings, gourmet experiences, and exclusive events for Capital One Rewards members in 2024.

Given its premium status, this card requires a high income and an excellent credit score, making approval quite selective. Here’s how to apply.

2. American Express Green Credit Card

American Express holds a prestigious reputation both in the U.S. and globally. The Green Card can offer limits around $5,000, though the brand does not specify a minimum.

Upon activation, you can earn a bonus of 40,000 membership points by spending a minimum of $3,000 within the first 6 months of having the card.

When it comes to rewards, you can collect 3x points in these categories:

• Hotels, tours, rentals, and dining options.

For any other purchases, you will earn 1x points.

This card has a premium feel, featuring the Send & Split service for money transfers and the Plan It feature, which helps you manage purchases of $100 or more with a fixed fee each month.

Since this is a high-tier card, it comes with specific criteria, and you can discover how to apply.

3. Amex Blue Cash Preferred Card

The American Express Blue Cash Preferred is a fantastic credit card choice, offering impressive perks from a leading brand in the industry.

This card offers varying cashback rates based on the category of purchases, detailed as follows:

• Up to 6% cash back at U.S. supermarkets
• Up to 6% cash back on streaming services
• Up to 3% cash back on transit like buses and taxis
• Up to 3% cash back at gas stations
• 1% cash back on all other purchases

This card also features essential benefits for everyday use, such as a Disney Bundle credit of up to $84, the Send & Split service, and multiple redemption options.

Compared to other Amex cards, this one has more advantageous terms, and you can find out how to apply.

4. Chase Sapphire Preferred Credit Card

The Chase Sapphire Preferred ranks among the top credit cards according to various market analysts in the United States.

The card has a starting credit limit of $5,000, assessing each customer’s individual circumstances. Once you have the card, you can earn 60,000 bonus points by spending at least $4,000 within the first 3 months.

You can earn 3x points on dining and 2x points on travel. Additionally, there are opportunities for more rewards, like 5x points on travel booked via Chase Travel.

You’ll also earn 3x points on online grocery shopping and streaming subscriptions. The card provides additional benefits through Ultimate Rewards that never expire, along with options for Chase Pay Over Time.

Due to its perks, it requires a high credit score and a substantial income. Discover how to apply.

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