Credit cards with limits around $2,000 are perfect for managing your finances better, providing the ability to handle more significant daily expenses. Explore 5 various options to consider:
1. Chase Freedom Unlimited Credit Card
Chase stands out as a highly regarded financial institution in the U.S. The Unlimited Credit Card starts with a limit of $500, potentially reaching up to $2,000 if you meet the qualifying criteria.
As for rewards, newcomers enjoy an additional 1.5% cashback, totaling 6.5% cashback on Chase Travel, 4.5% at dining venues, and 3.0% on all other purchases.
With no annual fee, you can earn up to $300 in cashback as a bonus in the first year. Your cashback rewards do not expire, and you can redeem them in various ways, including cash, Amazon points, gift cards, or travel via Chase’s platform.
To qualify for the card, you’ll need a credit score that falls between good and excellent, and you can discover how to apply right here.
2. Citi Double Cash Credit Card
The Citi Double Cash is highly recommended for 2024, with credit limits starting at $500, potentially reaching up to $2,000 within the U.S.
The card provides 2% cashback: earn 1% on purchases and another 1% when paying your bill, with no caps and various redemption options.
Citi also provides special cashback rates for certain categories, like 5% on car rentals and hotel bookings. When you receive the card, you can earn at least $200 in cashback by spending $1,500 in the first 6 months.
This card is trustworthy for everyday transactions, featuring 24/7 customer support, seamless integration with digital wallets, fraud protection, and entertainment services.
This makes the card an attractive choice for consumers, and you can find out how to apply.
3. Uncover It Cashback
The Uncover It card is highly recommended by Nerdwallet and Forbes. Initial credit lines begin at $500, but it’s common to see limits reaching around $2,000.
This card comes with no annual fee and features a 5% cashback on rotating categories every quarter, according to Discover’s schedule.
Eligible categories encompass dining, fuel stations, and streaming services. For all other transactions, you earn unlimited 1% cashback, providing flexibility in redemption.
Moreover, Discover matches your cashback during the first year, allowing you to double what you earn without any cap.
You can also personalize your credit card design, with good credit being a requirement for approval. Find out how to apply.
4. U.S. Bank Platinum Credit Card
The US Bank Visa Platinum offers a fantastic $0 annual fee and a promotional APR for 21 billing cycles, one of the longest available.
This card supports credit building with score monitoring and flexible payment options through US Bank ExtendPay.
Additional perks include automatic payment options, ID Navigator by NortonLifeLock, and coverage for cell phones up to $600 against damage or theft.
Recently, this card has proven to be a reliable choice, with credit limits beginning at $500 and potentially reaching $2,000 for eligible applicants.
The card’s prerequisites align well with its advantages, including a solid credit score and a reliable income source. Discover how to apply.
5. Aeroplan Credit Card
While primarily aimed at the Canadian audience, the Air Canada Aeroplan card is regarded as one of the top options for 2024, a sentiment echoed by Forbes.
This is due to Chase offering the card to U.S. customers, utilizing the Mastercard network and providing unique perks, including up to 70,000 bonus points when you spend at least $3,000 within the first 3 months.
When it comes to rewards, you earn 3x points for every dollar spent on groceries, dining out, and travel, plus 1x points on all other eligible purchases.
Additionally, you’ll unlock exclusive benefits when buying tickets with Air Canada, with a starting credit limit of $2,000. Find out how to apply.
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