Key Insights Before You Apply for the Prime Visa Rewards from Chase

The Chase card provides unique perks with Amazon.com and a variety of rewards, offering 1% cash back on general purchases and up to 5% with Amazon services!

Backed by Chase Bank, a well-respected institution in the U.S., the Amazon-branded card offers reliable support.

The Prime Visa card comes with special benefits, including the prestigious Visa Signature endorsement.

This card does not carry an annual fee and features an attractive rewards program for its users.

The rewards structure is as follows:

• 1% on all eligible purchases;
• 2% for gas, restaurants, and transit;
• 5% on Amazon services;
• 5% on Chase Travel purchases.

To enjoy the 5% rewards, a current Prime membership is required, and there are no foreign transaction fees.

Cardholders can anticipate APR rates between 19.49% and 27.49%.

Upon approval, you’ll get a $100 Amazon gift card credited to your account right away.

If these benefits align with your lifestyle, keep reading for more information.

Who is Eligible to Apply?

Chase’s eligibility guidelines for the Prime Visa are quite clear and simpler than many niche credit card options.

While a Prime membership isn’t required, having an Amazon account is essential, even without a Prime subscription.

Additionally, applicants must be either U.S. citizens or non-citizens holding a valid work visa, and they should be at least 18 years old.

It’s also essential to have verifiable income and a strong credit score, ideally over 670 on the FICO scale.

How to Apply for Chase’s Prime Visa Rewards?

You don’t need to be an existing customer with Chase to apply; simply go to their website to start your application.

To kick off your credit card application, head to the official Chase Bank website and click the green ‘Apply Now’ button.

After clicking, you will be redirected to Amazon’s site, where you’ll need to log in with your username and password, regardless of Prime membership.

To ensure security, the first step is to verify your identity using your phone number.

Once your phone number has been verified through a text message code, you will need to enter your personal details such as your full name, address, zip code, and email.

You will also need to provide financial information, including your income type, rent or mortgage payments, and your annual income.

Your Social Security number and answers to security questions will be necessary for protecting your account.

During the application, Chase and Amazon might ask for documents like proof of identity, residency, and bank statements.

If you have any questions, don’t hesitate to contact both Amazon and Chase Bank for help.

Additional Information

To start, the card supports contactless payments and works with major digital wallets.

You can easily redeem your rewards when shopping at Amazon.com, or enjoy cash back, gift cards, and travel perks through Chase.com.

This card offers an array of benefits for travel and purchases, such as:

• Extended warranty coverage
• Purchase protection for 120 days
• Baggage delay insurance for 6+ hours
• Zero liability for unauthorized charges
• Travel accident coverage for all transport
• Lost baggage reimbursement up to $3,000
• Collision damage waiver for rentals

This card is an excellent choice for daily use, providing convenience without significant drawbacks.

Interested in another option?

If you are exploring another credit card, the U.S. Bank Cash+ offers a 5% cash back on various categories, making it a great Visa Signature choice.

The application requirements are quite similar to what’s common in the U.S. market, and you can find out how to apply.