What Should You Know Before Applying for the United Club Infinite Card?
The Chase card offers the reliability of a major bank along with exclusive benefits from the United Club by United Airlines, perfect for purchasing tickets and indulging in luxury experiences.
The United Club Infinite card provides a solid foundation for premium services, offering benefits with United Airlines, the security of Chase, and the prestige of Visa Infinite.
Regarding expenses, the annual fee stands at $525, with no foreign transaction fees and a variable APR ranging from 21.99% to 28.99%.
This card offers miles as rewards, including a generous 80,000 bonus miles for spending $5,000 within the first 3 months. Here’s how the points accumulate:
- 1 mile for each $1 spent everywhere;
- 2 miles for every $1 spent on dining, including delivery;
- 2 miles for every $1 on travel expenses like airfare, rentals, and taxis;
- 4 miles for every $1 spent on United purchases, including tickets and upgrades.
Cardholders and their companions enjoy complimentary first and second checked bags. Premier services include priority check-in and expedited boarding.
Moreover, you’ll receive 25% back on premium beverages on United flights, along with Premier upgrades and Avis President’s Club membership.
Who is Eligible to Apply?

This premium card naturally comes with stricter approval criteria.
You don’t have to be a current customer of United or Chase—you can start the process by applying for the card itself.
However, it’s also possible to apply if you already maintain accounts with either entity.
To qualify for the card, applicants must be at least 18 years old (or 19 in some states) and provide valid identification, whether as a U.S. citizen or a foreign resident with a passport.
Additionally, demonstrating sufficient income is required, which is notably high for the United Club Infinite card, reflecting its premium status.
Additionally, there are no significant objections to applying for the Chase credit card.
How Can I Apply for the United Club Infinite Card?
On Chase’s website, you can find the green “Apply Now” button that leads you to the application form. To complete the form, you will need to supply the following information:
- Personal info: Full name and suffix
- ID: birth date, mother’s maiden name, tax ID type with SSN or ITIN
- Home address: domestic or military type; complete address including state and ZIP
- Contact: email and phone number
- Financial: residence type (own, rent, etc.), employment status, and annual income.
While submitting your application, you will need to verify several authorizations for identity confirmation.
If you already have MileagePlus membership, you can enter your number during the application. For any issues, reach out to the bank.
Additional Information
A significant perk of the Chase card is the referral program, offering 10,000 miles for every friend approved, up to 100,000 miles per year.
This card is versatile for various transactions, whether using a PIN or contactless payment. The Chase Pay Over Time program lets eligible purchases from $100 be paid in monthly installments.
Additionally, this card provides numerous security benefits, including:
- Baggage delay insurance up to $100 per day
- Lost baggage reimbursement up to $3,000 per person
- Trip delay reimbursement
- Visa concierge services
- Trip cancellation insurance up to $10,000 per person
- Purchase protection up to $10,000
Interested in Another Option?
Chase has offerings for cards without annual fees, like the Freedom Flex Credit Card.
This card can earn up to 5% cashback on eligible categories provided by Chase, and you can find out how to apply.